BankTON brings real banking to the world's most popular messenger — accounts, cards, global transfers, and crypto-fiat bridge. All in one tap.
Users hold crypto inside the messenger but cannot pay at a store, book a flight, or withdraw to a bank.
Billions of NFC payments flow through Apple Pay and Google Pay daily. Messenger-native payments don’t exist — yet.
The messenger has the users and the blockchain. What’s missing is a licensed bank connecting them to global finance.
BankTON is a fully licensed international bank designed to live inside your favourite messenger — giving every user a real account, a real card, and real access to the global financial system.
NFC Mastercard debit. Compete with Apple Pay & Google Pay at every terminal worldwide.
SWIFT, SEPA, FAST, PromptPay — transfers in any currency, to any country.
Fiat ↔ crypto in one tap. Your TON balance becomes spendable money — instantly.
White-label credit powered by partner banks. BankTON earns — without credit risk.
From individuals sending money home, to corporations managing global payroll, to financial institutions seeking modern settlement infrastructure.
Open a full international account in minutes — straight from the messenger. No branch. IBAN included.
Coming Q3 2027Mastercard debit — physical and virtual. Tap to pay at any terminal worldwide.
MastercardSend via SWIFT, SEPA, FAST, PromptPay — Europe, Asia, Latin America at competitive rates.
SWIFT · SEPA · FASTConvert TON, stablecoins, and fiat instantly. One wallet — all your money.
TON · USDT · USDCCredit lines inside the messenger, funded by partner banks. Borrow without leaving the app.
Zero credit riskPromptPay (TH), FAST (SG), PIX (BR), Faster Payments (GB) — all in one place.
20+ countriesMulti-currency business accounts with sub-accounts, team roles, and API access.
Multi-currencyPayroll, supplier payments, invoices worldwide via SWIFT — at institutional-grade rates.
SWIFT · SEPAExchange between 30+ currencies at tight spreads from your BankTON dashboard.
30+ currenciesLetters of credit, guarantees, trade instruments — backed by our international banking license.
International licenseHold, convert, deploy stablecoins as corporate treasury — with full compliance reporting.
USDT · USDC · TONIssue unlimited virtual Mastercards for teams and vendors — with full spend controls.
MastercardBankTON as your settlement layer. Banks and fintechs clear through us via SWIFT and TON rails.
SWIFT + TONOpen correspondent accounts with BankTON to access our global payment network.
Correspondent bankingSettle interbank obligations on TON — faster, cheaper, 24/7 versus traditional rails.
TON blockchainPower your fintech with our infrastructure — accounts, cards, KYC, compliance. Your brand.
White-labelFund your loan book via BankTON. We originate — you fund — earn on 1B-user distribution.
Zero credit riskAutomated KYC, AML, and transaction monitoring infrastructure as a standalone service.
API-firstComplete KYC inside the messenger in minutes. No branch. No paperwork.
Deposit fiat via bank transfer, or convert TON and stablecoins directly in the app.
Receive your Mastercard — virtual instantly, physical delivered worldwide.
Tap to pay anywhere. Wire to 180+ countries. Borrow, convert, invest — one app.
TON has the blockchain. The messenger has 1 billion users. BankTON provides the licensed financial layer that connects them — turning crypto into spendable, transferable, real money.
BankTON is launching soon. Leave your email and we’ll notify you the moment accounts open — with exclusive early access benefits.
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